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What is the Importance of Travel Insurance?

I was also thinking the same that what is the importance of Travel insurance and why the hell I should pay for a limited time of Travel Coverage? I was in a Dilemma that whether I should buy Travel Insurance or not but when I came to know the importance I didn’t travel without having it.

Travel Insurance is important because it protects you when unforeseen circumstances occur after they are booked and paid. The insurance helps travelers if they have to cancel their vacation plans because of personal situations or errors on the part of travel agencies and airlines. This insurance also safeguards travelers if emergencies arise once they reach their destination. Travel agencies and companies that specialize in travel insurance, such as Travel Guard, provide different policies for travelers. The following are covered:

1. Identification and Cash

Travel insurance is important if people’s passports and wallets are lost or stolen. The insurance helps travelers replace lost identification and get emergency cash.

2. Medical Emergencies

Travel insurance covers medical emergencies, accidents, and treatments that may occur on a trip to a foreign country.

3. Acts of Nature and Terrorism

Travel insurance covers money people loss if they have to evacuate their vacation location due to severe weather like hurricanes, typhoons or tsunamis. If travelers wish to cancel their trip because a terrorist attack occurred at the travel destination, travel insurance gives them a refund.

4. Bankruptcy

People with travel insurance will not lose money if cruise lines, airlines or tour operations file for bankruptcy. The insurance covers non-refundable expenses.

5. Flight Cancellation

If the airline cancels a traveler’s flight, travel insurance refunds the cost of the plane tickets.

6. Personal Circumstances

Travel insurance refunds trips that have been canceled because of personal circumstances, such as illness.

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